Onyinye Okafor is a partner in the firm’s Banking & Finance and Corporate Advisory departments. Her specialisations include corporate and project finance, debt restructuring, structured finance, trade finance, fintech, debt capital markets, insolvency and corporate advisory. Onyinye regularly advises international banks such as Bank of America Merrill Lynch, Credit Suisse, JP Morgan, Standard Chartered Bank, etc on derivatives and structured finance transactions and was a key member of the team that reviewed the netting provisions of the Companies and Allied Matters Act 2020.

Onyinye is very familiar with finance and investment related documents including the LMA investment and leveraged finance documents, and she drafts, reviews and negotiates these documents on a regular basis together with drafting any related local law security documents (where required). She has been involved in the structuring and financing of various projects and advises international and local financial institutions on a day to day basis on issues concerning the creation and perfection of security and foreign exchange issues. She has advised on many DFI financing and has worked with several DFIs including IFC, FMO, Proparco, AFDD, AFC, IFAD etc.

She has also advised on and led many syndicated transactions in the corporate finance sphere including advising a group of Nigerian banks led by Citibank Nigeria Limited on a NGN200 billion medium term facility provided to MTN Nigeria Communications Limited; advising Ecobank Nigeria Limited and a club of Nigerian Banks in respect of a refinancing facility of billion provided to IHS Nigeria Limited. She also advised the Barak Fund SPC in relation to a trade finance facility to Global Foodpro Holdings Limited for the exportation of Cashew and ABSA in respect of a structured inventory finance facility to Valency International Trading PTE secured with relevant inventory in Nigeria. She has opined on many the enforceability of close-out netting provisions and contingent liabilities in structured finance transactions.

Onyinye is a member of the Sustainable Finance Sub-Committee of the Debt Capital Market Programme and a member of the Legal & Risk Management Thematic Area Meeting of the Financial Centre for Sustainability. She has written articles on cross-border finance and security including the IFLR Cross-Border Financing Report and Thomson Reuters Practical Law finance guide. Onyinye facilitates training sessions including the LMA documentation training session, in-house training sessions for clients on Credit and Security and Project Finance sessions for new lawyers within the Firm. Onyinye has been recognised for her work on the banking and finance space by both IFLR 1000 and Legal 500.


2015Managing Associate, Udo Udoma & Belo-Osagie
2010 Senior Associate, Udo Udoma & Belo-Osagie
2009Associate, Udo Udoma & Belo-Osagie, Lagos
2008  Visiting Associate, Denton Wilde Sapte LLP, London
2008Intern, BaFin, Frankfurt Germany
2005  Associate, Udo Udoma & Belo-Osagie, Lagos
2004 Intern, Okocha & Okocha, Manuchim Chambers, Port Harcourt
2003Intern, Sofunde, Osakwe, Ogundipe & Belgore, Lagos


2015Middlesex University Post Graduate, Certificate in mechanics of Project Finance
2008  Goethe University Frankfurt, LL.M Finance
2004 Nigerian Law School Victoria Island Lagos, BL
2002Nnamdi Azikiwe University Awka, LL.B.


2004 Nigeria



Nigerian Bar Association

11th Edition ICLG – Lending & Secured Finance Laws and Regulations in Nigeria 2023

June 14, 2023

UUBO’s Banking & Finance team is proud to announce their contribution to the latest Nigerian chapter of the Global Legal Group’s 11th Edition of the International Comparative Legal Guide – Lending & Secured Finance Laws and Regulations in Nigeria 2023. Join us in recognising the exceptional work of our team members: Onyinye Okafor (Partner), Chisom Okolie and Oluwatobi Akintayo (Associates). Their […]

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IFLR Africa Market Makers Report

August 16, 2022

UUBO is pleased to have contributed the Nigerian chapter of the 2022 edition of the IFLR Africa Market Makers report, authored by partners Jumoke Lambo, Folake Elias-Adebowale, Yinka Edu, Ozofu Olatunde Ogiemudia, Nicholas Okafor, Adeola Sunmola, Joseph Odianosen Eimunjeze and Onyinye Okafor. The report highlights and offer perspectives on trends, developments and key regulatory and […]

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Debt Factoring in Nigeria: Structuring, Legal and Regulatory Framework, and Key Considerations

June 15, 2022

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Keeping the show on the road

April 18, 2019

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What the market says…



"Excellent problem-solving skills, good knowledge of the law and super responsive." 

- IFLR1000


"Quick to understand the issues and good analysis to properly articulate the issues and proffer workable solutions." 

- IFLR1000



"Deep knowledge of the sector." 

- IFLR1000



"She provided good communication and relationship management." 

- IFLR1000



"Great communication skills, awesome people skills, a good Listener and executer, she was helpful." 

- IFLR1000



"Highly knowledgeable, pragmatic and delivery focused practitioner." 

- IFLR1000


"She is accessible, has given us good legal advice and helped with a number of things outside of her field due to her wide network. Additionally, she managed her team well to deliver result." 

- IFLR1000



"Quick response to issues and she provides innovative solutions." 

- IFLR1000



"Excellent with feedbacks and follow ups, she has an in-depth knowledge of banking transactions." 

- IFLR1000

"She is extremely accessible and available to discuss matters on an informal basis with me. She does this without any implicit or underlying pressure to bill me for her time. As a result, I am inclined to use her when I have billable work.

- IFLR1000


"She is honest in her approach to work and is not afraid to say when she does not know the answer, which is very refreshing."

- IFLR1000

I have found that on numerous occasions, "Onyinye has raised additional issues that I had not contemplated in my discussions with her due to her knowledge of both my business and the industry too, and that gives me the confidence that she has the best interest of my company at heart." 

- IFLR1000

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