Senior Associate

Pamela Onah is a Senior Associate and a member of the firm’s corporate & commercial, banking & finance and fintech teams. Since joining the firm, she has been involved in a wide range of matters, including general corporate advisory and litigation.



Senior Associate, Udo Udoma & Belo-Osagie


Associate, Udo Udoma & Belo-Osagie


Intern,  Obla & Co 




Nigerian Law School, BL


Bournemouth University, LL.B





Nigerian Bar Association


The Regime for the Operation of Bank Accounts by Virtual Asset Service Providers/Exchanges in Nigeria

January 15, 2024

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ICLG – Fintech 2023 – Promotional Guidelines

July 19, 2023

UUBO’s Fintech team members Yinka Edu (Partner), Joseph Eimunjeze (Partner), Pamela Onah (Senior Associate) and Oluwatobi Akintayo (Associate) have contributed to the latest Nigerian chapter of the 7th Edition of the Global Legal Group, UK’s Fintech Laws and Regulations 2023 in which they discuss the various regulatory changes and topical issues impacting the Nigerian Fintech […]

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Legal Requirements for Financial Services Apps on the Google Play Store

June 26, 2023

The recent crackdown on mobile applications (“Apps”) that are geared towards the provision of financial services, including lending, by local regulators has necessitated an update of policy by Google for its Play Store. These policies now require App developers, especially those who develop finance services Apps, to ensure that their Apps are in tandem with […]

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Regulatory Update – CBN Changes to the Operation of the Foreign Exchange Market

June 16, 2023

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Regulatory Update: Approval of the National Blockchain Policy for Nigeria

May 5, 2023

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Key Fintech Trends from 2022 and the Outlook for 2023

March 9, 2023

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Regulatory Update: Exposure Draft Of The Guidelines For The Regulation Of Representative Offices Of Foreign Banks In Nigeria

October 21, 2022

In the Nigerian banking sector, there are some representative offices which are owned by foreign banks. A representative office serves as a marketing and liaison office in Nigeria for a foreign bank – which is usually the parent company. Representative offices are approved by the Central Bank of Nigeria (“CBN”) pursuant to section 8 of […]

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Fintech update: series 5 – sec new rules on the issuance, offering platforms and custody of digital assets – what you need to know

July 4, 2022

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Fintech update: series 4 – sec new rules on the issuance, offering platforms and custody of digital assets – what you need to know

June 22, 2022

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Fintech update: series 3 – sec new rules on the issuance, offering platforms and custody of digital assets – what you need to know

June 15, 2022

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Fintech update: series 1 – sec new rules on the issuance, offering platforms and custody of digital assets – what you need to know

May 27, 2022

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Chambers Fintech Global Practice Guide

April 19, 2022

Key trends and developments in the Fintech Sector have been identified and analysed by the UUBO Fintech team in an article published in the latest edition of the Chambers Fintech Global Practice Guide. The publication is a great resource for practitioners and investors in the ecosystem and highlights recent regulatory developments – including regulatory sandboxes, as […]

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March 18, 2022

In a year when two of Nigeria’s Fintechs (Flutterwave and Opay) acquired unicorn status, it became clear that the Fintech industry in the country had come of age. In line with this, there was a raft of new regulations affecting the industry. The local regulators sought to facilitate innovation and monitor the industry more closely. […]

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ICLG International Comparative Legal Guide – Fintech 2021

June 17, 2021

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UUBO acted as Nigerian Counsel to Rand Merchant Bank South Africa (“RMB SA”) in connection with a secured on-lending transaction in an aggregate sum of up to USD100,000,000

March 14, 2023

The UUBO Banking and Finance team is pleased to have acted as Nigerian Counsel...

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UUBO advised Bboxx Energy Access Nigeria Limited (Bboxx) in connection with the provision of credit facility by Nithio FI B.V

March 14, 2023

The UUBO Banking and Finance Team is pleased to have advised Bboxx Energy Access...

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UUBO Advises LeapFrog on investment in Interswitch

May 17, 2022

Udo Udoma & Belo-Osagie is pleased to have advised LeapFrog Investments on its strategic investment, with Tana Africa...

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UUBO Team Advised International Finance Corporation (“IFC”) on its Sustainable Loan of the Naira Equivalent Of $50 Million to the Lagos State Government

May 10, 2022

Lagos State is the chief commercial and financial center of Nigeria, however, the state’s...

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